No Application Fees
No Long-Term Contracts
Same-Day Approval
Next-Day Funding
In-Person Bay Area · Remote Nationwide
Merchant Services · Nationwide

Stop paying fees.
Start keeping every dollar.

We eliminate your fees entirely — or we beat your current rate. Guaranteed.

Evergreen Merchant helps businesses across the U.S. eliminate credit card processing fees through our legal Cash Discount Program — with hands-on local support for Bay Area businesses and dedicated remote support nationwide.

Get My Free Savings Analysis See How It Works

No commitment. Takes 5 minutes. Serving businesses nationwide — in-person support available throughout the Bay Area.

0% Fees

With our Cash Discount Program

24hr Approval

Same-day for standard accounts

Local & Personal

Bay Area based. Real support. Always reachable.

The Problem With the Big Names

Most processors are costing you
more than you realize.

These platforms are convenient — but they're built to take a cut of every single sale, forever.

2.6–2.9% + $0.30 on every swipe

On a $300k/year business, that's $8,700–$9,300 per year — just in processing fees. Every year. Forever.

Long-term contracts with steep exit fees

Many processors lock you in for 1–3 years. Want to leave early? You're looking at $500–$1,000+ in termination fees.

Rates quietly rise after 6–12 months

Buried in your statement. Most business owners never notice until it's thousands more per year than when they signed up.

There's a better way. And we'll show you the math before you change anything.

Get My Free Savings Analysis →

Businesses we work with save $7,000–$10,000+ a year

Here's what the numbers look like for a typical business at standard processing rates:

$8,700
Avg. annual fees at 2.9%
$0
Fees with Cash Discount
$7k–$10k+
Typical annual savings
See What You Could Save →
Traditional
Processing
Evergreen
Traditional
%
Evergreen
0% Processing
Interchange Fee 2% – 4% of Gross 1% – 2% 0%
Transaction Fee $0.05 – $0.25 $0.00 $0.00
Authorization Fee $0.05 – $0.25 $0.00 $0.00
Statement Fee $5 – $10 /mo $0 /mo $0 /mo
Monthly Minimum $25 – $50 /mo $0 /mo $0 /mo
Online Access Fee $3 – $15 /mo $0 /mo $0 /mo
Other Junk Fees $1 – $199 /mo No junk fees No junk fees

Lowering your
processing fees.
Forever.

Keep 100% of your revenue. Join businesses across the country saving thousands every month with Evergreen Merchant's 0% Processing.

Get Started →

See if your business qualifies for 0% Processing

Savings Calculator

Calculate your savings

See exactly how much you could save every month with our Cash Discount Program.

$50,000
$5k$500k
2.9%
1.5%4.0%
500
505,000
$0.30
$0.00$0.50
Your Current Losses
Monthly Loss $1,750
Annual Loss $21,000
5-Year Loss $105,000
With Evergreen Merchant $0 fees
Get My Free Savings Analysis →

🔒 No commitment. No obligation.

What We Offer

Everything you need to get paid

Whether you're a restaurant, retailer, or service business — we find the right fit and back it up with real local support.

Credit Card Terminals

Fast, reliable countertop terminals that accept all major cards, tap-to-pay, and mobile wallets.

POS Systems

Full point-of-sale systems with inventory management, sales reporting, and employee tracking.

Mobile Payments

Accept payments anywhere — at markets, job sites, or events — with mobile readers that sync instantly.

Cash Discount Program

Our specialty. Eliminate processing fees entirely. Legal, simple, and up and running in days.

Setup & Support

We handle everything — installation, training, and ongoing support from a real person, not a chatbot.

Merchant Accounts

Competitive rates, transparent pricing, and next-day funding. No surprises on your statement.

Amazing POS Solutions With 0%

State-of-the-art hardware tailored for your specific business needs.

Clover Payment System

Clover Payment System

POS + 0% Processing

The POS that's small enough to fit into any space but powerful enough to run your entire business.

  • Full-featured tools for your business
  • Swipe, dip, tap, or take cash
  • All-in-one system. WiFi/LTE connectivity
GET STARTED
Online & Phone Systems

Online & Phone Systems

Mobile Processing

Sophisticated merchant services in a compact standalone mobile device.

  • Accept all payment types
  • Get deposits fast and easy
  • Manage from anywhere
GET STARTED
Dejavoo Payment System

Dejavoo Payment System

POS + 0% Processing

Robust full-feature POS system designed for restaurants and large retail.

  • Customer-facing Dual Screens
  • Advanced Employee Management
  • In-depth Inventory & Reporting
GET STARTED

The Process

From sign-up to savings in days — not weeks

We analyze your numbers, show you exactly where you can save, and handle the entire switch. No downtime, no disruption.

1

Free Savings Analysis

We review your current processing statements and show you a side-by-side comparison. No pressure, just the numbers.

2

Same-Day Approval

Most standard accounts are approved within 24 hours. We walk you through the process start to finish.

3

We Handle the Switch

We install your new equipment, train your staff, and make sure everything runs smoothly before we leave.

4

You Keep 100%

Card fees are covered by a small, transparent service fee paid by card users — not you. Your savings start immediately.

Stop paying processing fees out of your own pocket

Recent laws allow you to display two prices: one for cash, one for card. Customers who pay by card cover a small, transparent fee — so you keep 100% of every sale. We handle the compliant signage and scripting so your customers always understand.

Learn How It Works →

Our Promise

Satisfaction Guaranteed

We are committed to bringing businesses simple, fair, and transparent payment solutions — whether you're down the street or across the country. No hidden fees, no surprises, and no long-term contracts. If we can't save you money, we'll tell you upfront.

✓ 100% Satisfaction Guaranteed

Add-On Solutions

More ways we help your business grow

Beyond payments, we offer tools to help businesses attract customers, manage operations, and access capital — wherever you are.

Online Ordering

Custom online ordering and menu solutions for restaurants — let customers order directly from your site.

Marketing

Social media ad campaigns, custom QR codes, and printed materials to bring more customers in.

Merchant Funding

Quick, hassle-free funding for our merchant partners. Get the capital you need without the red tape.

Why Evergreen

Built on trust. Grown on results.

Local

Local Where It Counts

Bay Area businesses get hands-on, in-person support. Nationwide clients get the same dedicated service — remotely.

Fast

Quick Setup

Most businesses are live within 1–2 days. We handle the switch with zero downtime.

Fair

Transparent Pricing

No hidden fees, no confusing statements. Plain English before you sign anything.

Here

Ongoing Support

We don't disappear after setup. Real support from a real person, always.

Ready to stop paying processing fees?

Get a free, no-obligation savings analysis. We'll show you exactly how much you could save — in writing — before you change anything.

Get My Free Savings Analysis →

Get in Touch

Let's find the right solution for your business

Fill out the form and we'll reach out within one business day with a free savings analysis. No pressure — just an honest look at the numbers.

Serving the San Francisco Bay Area, Santa Clara County, Alameda County, San Mateo County & Contra Costa County
Text us anytime
@evergreenmerchant on Instagram

Get your free savings analysis

🔒 No commitment required. We'll show you the numbers first.

Areas We Serve

In-Person Support: San Francisco Bay Area · Santa Clara County · Alameda County · San Mateo County · Contra Costa County

Remote Support: Available in all 50 states